Similar to commercial entreprises, non-profit organizations face a variety of risks that can result in various claim situations.  Property may be damaged or impaired by some unfortunate peril.  Crime or infidelity may result in fiscal losses.  Actions alleging negligence may be brought which cite injury, damage or harm to others (third parties).

Property Losses

Damage or impaiment of property can be quite extensive and these risks are often overlooked entirely or with the full potential for severity unappreciated.  When arranging insurance, protection to property risks should not be discounted. 

For examples of property claims, click here.

Crime & Fidelity

Incidents can range from pilfering, robbery or burglary by thieves to theft, absconding or other dishonest acts of 'mis'trusted employees or directors. 

For examples of crime & fidelity claims, click here.

Legal Liability

Law suits although infrequent can be devastating to an organization in terms of monetary loss as well as other adverse affect such as damage to its reputation, distraction from its purpose and loss of its public goodwill.  For these reasons alone, reducing liability risks should be a high priority with everyone.  However, regardless of attentiveness and diligence, circumstances can still arise. 

For examples of director liability claims, click here.

For examples of general liability claims, click here.