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CANADIAN ASSOCIATION PROGRAM (CAP), PROVIDES INSURANCE EXCLUSIVELY FOR REGISTERED CHARITIES AND OTHER NOT-FOR-PROFIT ORGANIZATIONS.             A COMPREHENSIVE PACKAGE OF PROTECTION PROVIDING PROPERTY, CRIME, GENERAL LIABILITY AND DIRECTORS' & OFFICERS' LIABILITY COVERAGE.                                                                         YOU ARE 1 OF 11 CURRENT VISITORS TO THIS WEBSITE.                                    



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Coverage Summary

To view a sample of the policy declarations (face sheet) and actual coverage wording, click here.


Directors and Officers Insurance


  • Employees and Volunteers as Insureds
  • Non-Profit Outside Directorship
  • Entity Coverage
  • No Deductible for Directors and Officers
  • Coverage for Past, Present and Future Directors & Officers
  • Retro-Active Coverage
  • Wrongful Dismissal (available as an option)
  • Non-Professional Errors & Omissions (restrictions may apply) 
General Liability

  • Additional Named Insureds includes 'All Board Members, Trustees, Employees and Volunteers'
  • Blanket Contractual
  • Personal Injury
  • Cross Liability (Severability of Insureds)
  • Broad Form Property Damage
  • Tenants Legal Liability
  • Host Liquor Liability
  • Non-Owned Automobile
  • Legal Liability for Damage to Non-Owned Automobiles
  • World Wide Coverage (limited to actions in Canada and Continental U.S.A.)
  • Employee Benefit Administration Errors & Omissions
  • Advertising Liability
Property Insurance
  • All Risk including Sewer Back-Up (Flood & Quake available)
  • Same Site Restriction Removed
  • By-Laws Coverage
  • Inflation Protection
  • Personal Property of Officers and Employees
  • Professional Fees
  • Valuable Papers
  • Fine Arts
  • Accounts Receivable
  • Extra Expense
Crime ( Comprehensive Dishonesty, Disappearance and Destruction )
  • Employee Dishonesty Coverage - Form A
  • Loss Inside/Outside the premises
  • Depositors Forgery
  • Money Orders and Counterfeit Paper Currency








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